Mortgage Calculator

A quick read on what a purchase could cost per payment — using Canadian fixed-rate convention (interest compounded semi-annually, not in advance).

Estimated payment

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Mortgage principal

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Total interest over amortization

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PrincipalInterest

Estimates only, for planning purposes. If your down payment is under 20%, mortgage default insurance (CMHC) is added to the principal at standard premium rates. Your lender’s numbers govern — talk to a mortgage broker we trust.

Before you shop

Rate-shopping is step one of the Buyer’s Guide

Meeting a mortgage broker to determine what you can afford — and shopping around for the best rate — is the first move we recommend to every buyer. When you’re ready, the team can point you to brokers we’ve worked with for years.

Read the Buyer’s Guide See Key Contacts